“Systematic Literature Review : Pengaruh E-Wallet pada Perubahan Pola Konsumsi Masyarakat Perkotaan: Systematic Literature Review: The Influence of E-Wallets on Changes in Urban Consumption Patterns”, AS, vol. 4, no. 1, pp. 32–41, Dec. 2025, Accessed: Apr. 02, 2026. [Online]. Available: https://www.jurnal.zarilgapari.org/index.php/aslamiah/article/view/238